SIM-based NFC remains the holy grail of mobile payment for cellular operators. The NFC community has its sights set far wider than simple mobile financial services, but it is taking time for the technology to get to market.

In addition to all the latest news and analysis from the global mobile communications markets, April’s issue of Mobile Communications International is dedicated to Mobile money. Mobile financial services are back in the news, making for a substantial share of the announcements made at February’s Mobile World Congress. The aim is as simple as the ecosystem is complex, and structuring a play in this space is no mean feat. Also in the April issue we talk to Johan Ragnevad, – acting MD of Sweden’s mobile operator m-wallet joint venture, 4T. Plus we catch up with Bill Gajda, Visa’s head of mobile and Jaymee Johnson, head of marketing at US operator-led m-wallet venture Isis.
Orange’s director of contactless services has admitted concerns that near-field communication (NFC) technology may never gain mainstream acceptance if businesses do not utilise it to provide compelling services for consumers.

Charles Walton, GM & EVP for Mobile NFC at Inside Secure, talks to telecoms.com about secure authentication in the M2M and person to person worlds, as well as security in the payments sector including using NFC as a transaction technology.
A survey carried out at MWC by mobile commerce and messaging specialist Sybase 365 has found that 81 per cent of mobile industry executives believe that NFC will not emerge as a driver for mass adoption of mobile payment services for another two to five years. Less than ten per cent of delegates polled said they believed that NFC payments would become mainstream in the next year.
Given my whinge yesterday about data roaming charges it was good to hear Starhub CEO Neil Montefiore say that they´re too high and they need to come down. Montefiore said that 80 per cent of his customers disable data when overseas, and that´s probably a typical figure for the industry.
Telefónica Digital, the cross sector services arm of the international operator created in September last year, has announced a strategic partnership with mobile commerce provider Sybase 365. The deal will see the two firms collaborating on Telefónica’s m-wallet proposition, which will include a range of mobile financial services.
Intel has teamed up with payment provider MasterCard in a drive to provide more options for a safer and simpler check-out process for online merchants and consumers using Ultrabook or netbook type devices and future generations of Intel-based PCs.
UAE operator Etisalat has teamed up with MasterCard Worldwide to launch cashless mobile payments programme in the country. The system uses Near Field Communication (NFC) technology to authorise everyday transactions via a smartphone.
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The convergence of many different markets to deliver near-field communication (NFC) payments, and the complexity of these new commercial relationships, has created a barrier to widespread deployment, according to the Mobey Forum. The global, not-for-profit, financial industry-driven group claims that as NFC technology continues to gain momentum, businesses need to explore different implementation models, define the business case and roles that will meet their requirements and establish a clear go-to-market strategy with partners.